美國健康證—美國有健康證嗎

《OCCUPATION CERTIFICATION OF AIA INSURANCE 》……

《美國友邦保險從業資格證》……

--[P.S.:1. AIA IS IN SHORT OF AMERICAN INTERNATIONAL ASSURANCE.

--[備注：1. AIA是美國國際保險的縮寫形式。

2.COMERCIAL INSURAMCE IS NOT CONFLICT WITH SOCIAL INSURANCE。

2. 商業保險與社保不相互沖突。

REASON: A. RENEWABLE-- SOCIAL INSURANCE CAN BE RENEWED, BUT NOT AVAILABLE FOR COMMERCIAL ONE.

理由： A. 續保--社保可以續保，但是商業保險不行。

B. INSURANCE COMPENSATION REFUND COVERAGE-- SOCIAL ONE IS NORMALLY COVERED FOR 80%, THE OTHER ONE IS 100%.

B. 保險理賠補償金額度--社保通常報銷比例是80%，而商業保險是100%。

C. CHARGING RATE-- SOCIAL ONE IS MORE ECONOMIC THAN THE COMMERCIAL ONE.

C. 收取費率--社保費率比商業保險更加經濟實惠。

D. ITEMS-- SOCIAL ONE IS A KIND OF COMBINATION PACKAGE SUCH AS THE PENSION, DELIVERING BABY, JOB LOST, ACCIDENT INJURY INSURANCE RELATED WITH THE JOB ，MEDICAL CARE HEALTHE INSURANCE AND HOUSE FUND. WHILE THE COMMERCIAL ONE IS INDIVIDUAL PURCHASE.

D. 項目--社保是一種混合形式的打包套餐例如養老、生育、事業、工傷、醫療健康險和住房公積金。而商業保險是獨立險參保。

E. OVERSEAS-- SOCIAL ONE IS ONLY GOOD IN DOMESTIC AND IN DEDICATED HOSPITALS, WHILE THE OTHER ONE CAN BE TAILOR MADE FOR OVERSEAS.

E. 國外--社保僅適用于國內指定醫院，而商業保險可以私人定制海外國際險。

2. SMAE-- BOTH ARE LIFE INSURANCE, AND CLIENTS HAD TO BE PARTICIPATE IN VERY AHEAD SUCH AS 10 YEARS AT LEAST BEFORE UR RETIREMENT.

2. 相同點--兩者都是壽險險種，而且客戶必須在退休之前提前至少10年參保。]